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Ms Wright, 35, said: 'It's all based on the premise of never going without - but just buying what we want, seeing if we can get it cheaper, and then saving the difference.'That and making good choices that boost our income and save us money.'Ms Bryant added: 'I would say for most people, if they really want to pay off their mortgage early, they could probably do it.'We've never ever had a budget. We are quite self disciplined.'Will power is the key.That's much more important that switching off light switches or eating budget own brand foods.'We didn't have to sacrifice.Ms Bryant, 38, said: 'It's not about denying yourself everything and switching the lights off when you walk out of a room to save 2p - it's about making smart decisions on every day stuff.'We've never gone without. We've never thought 'no we can't have that.'People will think ''that few pounds - that doesn't pay off a mortgage'' but if you go out for dinner once a week, for both of you that adds up to around £60 a month.And that's just one thing.'You wouldn't believe how quickly is adds up if every day you make these choices.''But we did think of money all the time.The pair enjoy a comfortable lifestyle and don't make 'drastic' changes to save the pennies, but simply keep an eye out for a bargain.They always always pick the cheaper option - whether its regarding groceries or a trip abroad - and put the money saved towards house payments.

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